A significant focus of our transactional practice is in advising domestic and foreign banks, insurance companies, and other financial institutions in complex real estate and commercial lending activities, with an emphasis on affordable housing and educational and social services facilities.
Real Estate Loans
We represent financial institutions in connection with acquisition, construction and term loans secured by fee and leasehold interests in real estate. We assist lenders making loans on the following types of properties:
Through our extensive experience as real estate practitioners, we understand the due diligence issues involved in real estate lending (such as title, survey, zoning, environmental and construction matters), and we assist our lender clients in distinguishing between significant issues and inconsequential details.
Business Lending and Credit Enhancements
We assist banks and other private lending institutions in closing business loans and issuing credit enhancements including:
Restructuring Troubled Debt
We handle loan workouts, foreclosures, and renegotiations of troubled loans.
Agency, Participation, and Intercreditor Agreements
We assist lenders in clarifying and documenting their relationships with each other through co-lending agreements, agency agreements, loan participation agreements, and intercreditor agreements.
Local Counsel
We act as local counsel to out-of-state institutions in closing financing transactions in Massachusetts.
Representative Transactions